{"id":59987,"date":"2025-10-17T11:28:50","date_gmt":"2025-10-17T05:58:50","guid":{"rendered":"https:\/\/newswiredelhi.com\/index.php\/2025\/10\/17\/emerald-finances-net-profit-grows-by-120-percent-yoy-in-h1-fy26\/"},"modified":"2025-10-17T11:28:50","modified_gmt":"2025-10-17T05:58:50","slug":"emerald-finances-net-profit-grows-by-120-percent-yoy-in-h1-fy26","status":"publish","type":"post","link":"https:\/\/newswiredelhi.com\/index.php\/2025\/10\/17\/emerald-finances-net-profit-grows-by-120-percent-yoy-in-h1-fy26\/","title":{"rendered":"Emerald Finance\u2019s Net Profit Grows by 120 Percent YoY in H1 FY26"},"content":{"rendered":"
\n

Mumbai (Maharashtra) [India], October 16:<\/strong> Emerald Finance Limited (BSE: EMERALD), is a dynamic company offering a spectrum of financial products and services including its flagship Earned Wage Access (EWA)in India, announced its Unaudited Financial Results for Q2 FY26 & H1 FY26.<\/p>\n

Q2 FY26\u00a0Key\u00a0Standalone Financial\u00a0Highlights<\/strong><\/p>\n

\u2022\u00a0Total Income of\u00a0\u20b9\u00a04.89 Cr, YoY growth of 66.21%<\/p>\n

\u2022\u00a0EBITDA of\u00a0\u20b9\u00a04.37 Cr, YoY growth of 78.53%<\/p>\n

\u2022\u00a0Net Profit of\u00a0\u20b9\u00a02.98 Cr, YoY growth of 106.98%<\/p>\n

\u2022\u00a0EPS of\u00a0\u20b9\u00a00.86, YoY growth of 95.90%<\/p>\n

Q2 FY26 Key\u00a0Consolidated\u00a0Financial Highlight<\/strong><\/p>\n\n\n\n\n\n\n
\u2022\u00a0Total Income of\u00a0\u20b9\u00a06.91 Cr, YoY growth of 37.85%<\/td>\n<\/tr>\n
\u2022\u00a0EBITDA of\u00a0\u20b9\u00a05.42 Cr, YoY growth of 54.80%<\/td>\n<\/tr>\n
\u2022\u00a0Net Profit of\u00a0\u20b9\u00a03.60\u00a0Cr, YoY growth of 75.47%<\/td>\n<\/tr>\n
\u2022\u00a0EPS of\u00a0\u20b9\u00a01.04, YoY growth of 66.13%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

H1\u00a0FY26 Key\u00a0Standalone\u00a0Financial Highlight<\/strong><\/p>\n

\u2022\u00a0Total Income of\u00a0\u20b9\u00a09.63 Cr, YoY growth of 76.78%<\/p>\n

\u2022\u00a0EBITDA of\u00a0\u20b9\u00a08.34 Cr, YoY growth of 90.31%<\/p>\n

\u2022\u00a0Net Profit of\u00a0\u20b9\u00a05.61 Cr, YoY growth of 120.61%<\/p>\n

\u2022\u00a0EPS of\u00a0\u20b9\u00a01.62, YoY growth of 107.61%<\/p>\n

H1\u00a0FY26 Key\u00a0Consolidated\u00a0Financial Highlight<\/strong><\/p>\n\n\n\n\n\n\n
\u2022\u00a0Total Income of\u00a0\u20b9\u00a013.65 Cr, YoY growth of 45.04%<\/td>\n<\/tr>\n
\u2022\u00a0EBITDA of\u00a0\u20b9\u00a010.37 Cr, YoY growth of 60.79%<\/td>\n<\/tr>\n
\u2022\u00a0Net Profit of\u00a0\u20b9\u00a06.79 Cr, YoY growth of 80.56%<\/td>\n<\/tr>\n
\u2022\u00a0EPS of\u00a0\u20b9\u00a01.96, YoY growth of 70.73%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Comment on Financial Performance Mr.\u00a0Sanjay Aggarwal,\u00a0Managing\u00a0Director\u00a0of\u00a0Emerald FinanceLimited\u00a0said,\u00a0\u201cQ2 FY26 has been another strong\u00a0quarter for Emerald Finance, reflecting sustained growth momentum across our key business segments.\u00a0We have onboarded 145 corporates on our Earned Wage Access platform\u00a0till\u00a0date and successfully launched the \u2018Emerald EWA\u2019 mobile app on Google Play, further enhancing digital accessibility for our corporate partners and their employees.\u00a0Our gold loan syndication business continued to gain strong traction, achieving disbursements of\u00a0\u20b9115\u00a0+\u00a0crore during Q2 FY26. This reflects the growing confidence of our partners and the scalability of our asset-light, technology-driven model.<\/p>\n

India\u2019s financial ecosystem continues to experience strong tailwinds, supported by digital adoption, rising formal credit penetration, and policy-driven inclusion initiatives. NBFCs and\u00a0fintechs\u00a0are at the forefront of this evolution, and Emerald is well positioned within this landscape through its technology-led, asset-light model and inclusive financial approach.\u201d<\/p>\n

Q2 FY26 Key Business Highlights<\/strong><\/p>\n\n\n\n\n\n
EWA App Launch<\/td>\n\u2022\u00a0Launch:\u00a0\u2018EMERALD EWA\u2019 on Google Play<\/p>\n

\u2022\u00a0Access:\u00a0For registered company\u00a0and their\u00a0employees only<\/p>\n

\u2022\u00a0Purpose:\u00a0Boosts digital services for corporate partners\u00a0and their employees<\/p>\n<\/td>\n<\/tr>\n

Gold Loan Disbursement<\/td>\n\u2022\u00a0Disbursement:\u00a0Gold Loans of\u00a0\u20b9115+\u00a0Cr in\u00a0this quarter<\/p>\n

\u2022\u00a0Entities:\u00a0Emerald Finance Limited & subsidiary Eclat Net Advisors Private Limited<\/p>\n

\u2022\u00a0Business:\u00a0Under syndication business<\/p>\n<\/td>\n<\/tr>\n

Corporates Onboarded for EWA<\/td>\n\u2022\u00a0Onboarding:\u00a0145\u00a0corporates onboarded\u00a0as of now<\/p>\n

\u2022\u00a0Employee Benefit:\u00a0Employees can access a portion of earned salary anytime<\/p>\n

\u2022 Repayment: Recovered through salary deductions<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

If you object to the content of this press release, please notify us at pr.error.rectification@gmail.com. We will respond and rectify the situation within 24 hours.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Mumbai (Maharashtra) [India], October 16: Emerald Finance Limited (BSE: EMERALD), is a dynamic company offering a spectrum of financial products and services including its flagship Earned Wage Access (EWA)in India, […]<\/p>\n","protected":false},"author":1,"featured_media":59988,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_rishi_post_view_count":57},"categories":[4],"tags":[54],"class_list":["post-59987","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-business","rishi-post"],"rishi__cb_customizer_meta":"","comments_count":"0","_links":{"self":[{"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/posts\/59987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/comments?post=59987"}],"version-history":[{"count":0,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/posts\/59987\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/media\/59988"}],"wp:attachment":[{"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/media?parent=59987"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/categories?post=59987"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/tags?post=59987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}