{"id":61018,"date":"2025-11-12T16:02:29","date_gmt":"2025-11-12T10:32:29","guid":{"rendered":"https:\/\/newswiredelhi.com\/index.php\/2025\/11\/12\/dar-credit-capital-limited-announces-financial-results-for-the-quarter-and-half-year-ended-september-30-2025\/"},"modified":"2025-11-12T16:02:29","modified_gmt":"2025-11-12T10:32:29","slug":"dar-credit-capital-limited-announces-financial-results-for-the-quarter-and-half-year-ended-september-30-2025","status":"publish","type":"post","link":"https:\/\/newswiredelhi.com\/index.php\/2025\/11\/12\/dar-credit-capital-limited-announces-financial-results-for-the-quarter-and-half-year-ended-september-30-2025\/","title":{"rendered":"Dar Credit & Capital Limited announces Financial Results for the Quarter and Half Year Ended September 30, 2025"},"content":{"rendered":"
\n

Mumbai (Maharashtra) [India], November 12: <\/strong>Dar Credit & Capital Limited (DCCL) announced its financial results for the quarter and half year ended September 30, 2025, showcasing strong operational and financial performance across all key parameters.<\/p>\n

Key Financial Highlights (Q2 FY 2025\u201326)<\/strong><\/p>\n\n\n\n\n\n\n\n
Particulars<\/td>\nQ2 FY25\u201326<\/td>\n\u00a0QoQ Growth<\/td>\n<\/tr>\n
Operating Profit<\/td>\n\u20b93.10 Cr<\/td>\n\u2191 13.87%<\/td>\n<\/tr>\n
Interest Income<\/td>\n\u20b911.90 Cr<\/td>\n\u2191 15.29%<\/td>\n<\/tr>\n
Assets Under Management (AUM)<\/td>\n\u20b9198.10 Cr<\/td>\n\u2191 18.24%<\/td>\n<\/tr>\n
Net Profit (PAT)<\/td>\n\u20b92.51 Cr<\/td>\n\u2191 48.36%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Quarterly Performance Summary<\/strong><\/p>\n

\u2022\u00a0Revenue\u00a0increased by\u00a015.30%\u00a0to\u00a0\u20b912.04 crore, up from\u00a0\u20b910.44 crore in Q2 FY2024, reflecting sustained business momentum.<\/p>\n

\u2022\u00a0Profit After Tax (PAT)\u00a0surged by\u00a048.36%\u00a0to\u00a0\u20b92.51 crore, compared to\u00a0\u20b91.69 crore in Q2 FY2025, demonstrating improved profitability.<\/p>\n

Financial & Operational Highlights<\/strong><\/p>\n

\u2022\u00a0Sustained Profit Growth:\u00a0PAT for\u00a0H1 FY2025\u201326\u00a0stood at\u00a0\u20b94.52 crore, up from\u00a0\u20b91.63 crore\u00a0in H1 FY2024\u201325.<\/p>\n

\u2022\u00a0Looking\u00a0at the\u00a0satisfactory\u00a0growth in the business andnet\u00a0profit the Board\u00a0of\u00a0Dar\u00a0Credit &\u00a0Capital\u00a0Limitedhas announced Interim Dividend\u00a0@5%\u00a0for its\u00a0Shareholders\u00a0for the Financial year 2025-26.<\/p>\n

\u2022\u00a0Robust Disbursement Growth:\u00a0Total disbursements grew from\u00a0\u20b915.38 crore in Q1 FY2025\u201326\u00a0to\u00a0\u20b935.03 crore in Q2 FY2025\u201326, led by strong momentum in secured MSME and personal loans.<\/p>\n

\u2022\u00a0AUM Growth:\u00a0Total AUM rose\u00a018.24%, from\u00a0\u20b9167.54 crore in H1 FY2024\u201325\u00a0to\u00a0\u20b9198.10 crore in H1 FY2025\u201326.<\/p>\n

\u2022\u00a0Asset Quality\u00a0\u2013\u00a0GNPA and NNPA levels improved to\u00a01.29%\u00a0and\u00a00.75%, respectively, in Q2 FY2025\u201326 (vs. 1.47% and 0.93% in Q1 FY2025\u201326).<\/p>\n

\u2022\u00a0Debt Mobilization:<\/strong><\/p>\n

o\u00a0DCCL raised\u00a0debt of\u00a0\u20b965.00 crore\u00a0in H1 FY2025\u201326, including\u00a0\u20b910 crore each from ICICI Bank and Bandhan Bank.<\/p>\n

o\u00a0The company also raised\u00a0\u20b910.00 crore\u00a0as\u00a0subordinated debt\u00a0through\u00a0issue of\u00a0Non-Convertible Debentures (NCDs)\u00a0listed in NSE.<\/p>\n

\u2022\u00a0Geographical Expansion:<\/p>\n

o\u00a0DCCL marked its\u00a0entry into South India\u00a0by inaugurating its first branch in\u00a0Telangana (Miryalaguda, near Hyderabad).<\/p>\n

\u2022\u00a0EBITDA:<\/p>\n

o\u00a0EBITDA for\u00a0H1 FY2025\u201326\u00a0stood at\u00a0\u20b915.62 crore, compared to\u00a0\u20b914.39 crore\u00a0in H1 FY2024\u201325.<\/p>\n

o\u00a0For\u00a0Q2 FY2025\u201326, EBITDA was\u00a0\u20b98.01 crore, showing consistent operational strength.<\/p>\n

Recognitions & Strategic Developments<\/strong><\/p>\n

\u2022\u00a0DCCL was\u00a0felicitated by the Government of West Bengal\u00a0for being listed on the NSE and awarded\u00a0\u20b92.00lakh\u00a0as\u00a0prize money.<\/p>\n

\u2022\u00a0The\u00a0Chairman of DCCL\u00a0was invited to present the company\u2019s growth story at\u00a0SAMPARK 2025, organized by SMC.<\/p>\n

\u2022\u00a0New Business Correspondent (BC) Partnerships:<\/p>\n

o\u00a0Unsecured MSME Loans\u00a0with\u00a0Kaleidofin\u00a0Capital Limited\u00a0became operational from\u00a0August 2025.<\/p>\n

o\u00a0Secured MSME Loans\u00a0with\u00a0Kisan Dhan Capital Limited\u00a0went live from\u00a0September 2025\u00a0following completion of all agreements.<\/p>\n

About Dar Credit & Capital Limited (DCCL)<\/strong><\/p>\n

Dar Credit & Capital Limited (DCCL) is a\u00a0Non-Banking Financial Company (NBFC)\u00a0registered with the\u00a0Reserve Bank of India, committed to promoting financial inclusion through responsible lending. The company offers a diversified range of\u00a0secured and unsecured credit products\u00a0catering to MSMEs and emerging customer segments.
\nThrough\u00a0robust risk management,\u00a0digital enablement, and a\u00a0customer-centric approach, DCCL continues to deliver sustainable growth and value to all stakeholders.<\/p>\n

Ramesh Kumar Vijay, Chairman, Director, and Promoter, stated:<\/p>\n

\u201cWe are pleased with the sustained growth momentum achieved during the quarter and half year ended September FY25. The notable increase in net profit and net interest income highlights the strength of our business model, prudent underwriting practices, and unwavering focus on operational efficiency.<\/p>\n

Our disciplined approach to cost management and conservative provisioning has enabled us to deliver strong returns to stakeholders while preserving asset quality. Backed by a solid capital base and an expanding business franchise, we remain confident in our ability to scale responsibly, deepen market penetration, and generate sustainable value for all stakeholders.<\/p>\n

Looking ahead, we will continue to invest in digital innovation, enhance customer experience, and strengthen risk management frameworks. Our focus will remain on driving quality growth across target segments, leveraging technology to improve productivity, and fostering long-term partnerships that contribute to inclusive and sustainable development.\u201d<\/p>\n

Disclaimer:<\/strong> This article is for informational purposes only and does not constitute investment advice. Investing in financial securities involves risks, and past performance is not indicative of future results. Readers should verify financial data independently or consult with a professional advisor before making investment decisions.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Mumbai (Maharashtra) [India], November 12: Dar Credit & Capital Limited (DCCL) announced its financial results for the quarter and half year ended September 30, 2025, showcasing strong operational and financial […]<\/p>\n","protected":false},"author":1,"featured_media":61019,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_rishi_post_view_count":41},"categories":[4],"tags":[54],"class_list":["post-61018","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-business","rishi-post"],"rishi__cb_customizer_meta":"","comments_count":"0","_links":{"self":[{"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/posts\/61018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/comments?post=61018"}],"version-history":[{"count":0,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/posts\/61018\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/media\/61019"}],"wp:attachment":[{"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/media?parent=61018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/categories?post=61018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newswiredelhi.com\/index.php\/wp-json\/wp\/v2\/tags?post=61018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}